Risk Profiler.

The Yovich & Co. Risk-Profiler questionnaire has been designed to assist your Investment Adviser to assess your risk tolerance in relation to financial risk. The results of the questionnaire are to be used as a guide for your Investment Adviser in addition to other information in regard to your personal circumstances to develop appropriate recommendations.

Once your Investment Adviser has assisted you to identify your risk tolerance it will be used by your Investment Adviser in conjunction with other information such as your objectives, personal financial situation and other relevant personal information to develop recommendations to achieve your lifestyle planning goals.

An individual’s risk tolerance is an important factor in making investment decisions and may also be used in other contexts such as risk insurance, risk management etc. The most important factor in making investment decisions is to have an understanding of the risks involved in making such decisions.

Financial or investment risk is generally defined as the risk that the investment decision may not meet expectations or not achieve an individual’s stated objectives. Risk tolerance is a measure of an individual’s level of comfort in relation to investment or financial risk.

First Name

Last Name

How long do you intend to invest the majority of these funds? Less than 5 years. 5 to 10 years. Over 10 years.

What level of Withdrawals do you expect to make from this portfolio? 5% or more of the portfolio's value. Less than 5% of the portfolio's value, or no Withdrawals.

How much reliance do you have on this portfolio to meet your income needs? High. I am dependent on this portfolio to maintain my standard of living in case of an emergency. Moderate Low. I have access to other income or assets to maintain my standard of living in case of an emergency.

Which of the following best describes your investment experience or knowledge? No experience or knowledge. Limited experience or knowledge. I understand generating higher returns means taking on more risk. Some experience or knowledge. I am familiar with volatility of returns and the broad asset classes. Extensive experience or knowledge. I have invested through periods of volatility in the past.

Which of the following best describes your willingness to take financial risk? Very Low. Low. Moderate. High. Very High.

Which of the following statements best describes your willingness to take risk to achieve a higher return? My priority is to minimise risk and volatility, and I am willing to accept lower returns. I am willing to accept some risk and volatility to achieve relatively modest returns. I am willing to accept moderate risk and volatility to achieve higher returns. My priority is to maximise returns, and I am willing to accept high risk and volatility.

The chart below shows the greatest potential gains and losses for five different portfolios over a five-year period, and the indicative long-term average. Which portfolio best portrays your investment preference? Figures are only indicative

Portfolio A. Portfolio B. Portfolio C. Portfolio D. Portfolio E.

By how much could the total value of your investments go down in value before you would begin to feel uncomfortable? Any fall in value would make me feel uncomfortable. I would be comfortable with a drop in value of 5%. I would be comfortable with a drop in value of 10%. I would be comfortable with a drop in value of 20%. I would be comfortable with a drop in value of 33%.

Risk Profiler.

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